Yes Bank zero balance account opening online : At YES BANK, we value your time and keeping this in mind, we have designed YES Bank Savings account which can be opened digitally at the comfort of your home. Opening YES Bank Savings Account digitally is fast, easy, secure and paperless. This account comes with host of features and benefits like attractive interest rates, exciting onboarding offers, virtual debit card etc.
Instant banking experience is instant, the account number is generated instantly and you can transact instantly.
Get discounts on food delivery through Virtual Debit Card on iMobile app. Personalised experience on the account you can set your own options and limits on Debit Card and personalise your Debit Card image and recommendation on offers and there’s so much more.
Yes! You heard that right. Get an instant online Savings Account created especially for millennials. Regular banking will never be the same again for you with Student Savings Account.
Each Savings Account offers unique features such as high transaction limit, free cheque books, etc. The offers and discounts range from discounted movie tickets, YES rewards to emergency travel allowances and a lot more. Apply for savings account to enjoy all these features, offers and discounts. You can find a detailed description of the various YES Bank Savings Accounts.
- Open account within minutes at your convenience without visiting any branch
- 24*7 online fund transfer facility
- Transfer money instantly with free IMPS facility
Benefits Of Yes Bank Zero Balance Account
- Product features Video based Full KYC Account opening, No paper work Account activated within 60 minutes.
- View account summary, statements, and fund transfer details
- Free RTGS/NEFT payment facility through Net banking & Mobile banking
- Free IMPS facility through Mobile banking
- YES ROBOT: 24*7 Personal Banking Assistant, available at www.yesbank.in, to create Fixed Deposits, pay bills, send money, do recharges, check balances
- Register for e-Statements
- Recharging your phone, DTH
- Paying bills, including loan EMI’s and insurance premiums all in one compact place
- Free issuance of demand drafts
- Register for SMS alerts
- Free utility bill payment for registered billers through Netbanking
- Free issuance of Demand Drafts through Netbanking and Branch up to defined limits
- International Platinum Chip Cards are available upon request
YES Bank Debit Card Benefits
- Mine Debit Card to suit your style with options to set transaction limits on the go through iMobile
- Virtual Debit Card which is available instantly on account opening and can be used for e-commerce transactions.
- Upgrade to personalised Mine+ Debit Card with exciting offers on your favourite brands
- Cashback on Select Merchants Zomato, Bigbasket, BookMyShow, Myntra and Bill Payments with Mine+ Debit Card
Document required to open YES bank Zero balance account
The documentation process at YES BANK is easy & straight forward; continue reading to know all about the bank opening documents which will help your request in processing quickly.
- Duly-filled account opening form
- PAN Card/Form 60 with reasons for not having a PAN Card
- Recent photographs of the applicant
- Proof of Identification and Signature
- Proof of Address
For Address and Signature, Proof of Identity, acceptable KYC documents are mentions below
- PAN Card
- Valid Driving License
- Valid Passport
- Voter’s ID
- Aadhaar Card
- E-Aadhaar (downloaded from UIDAI website)
- National Rural Employment Guarantee Scheme (NREGA) Card
Two things to be kept in mind during the entire documentation process:
- Self-attested copies must be provided for all the documents.
- Show original documents to the bank for verification purposes.
YES Bank Zero Balance Account Open KYC Process
- Show Aadhar Card and pan card on Live Video call KYC.
- Show your live signature on a white Blank paper.
- You need Smartphone and Good internet Connection.
- Bank Agent ask some easy questions to you.
- After Complete video KYC you zero balance saving account successful completed.
How to Open YES bank Zero balance Account
- Get ready your Aadhar Card and pan card.
- Go to YES bank Saving Account Official Portal.
- Research which types of savings account you would like to open from the above table. After you have decided on the type of account you want and are clear about the offers provided for the same.
- If you are someone who does not have time to visit a bank branch, it is best to choose YES BANK which has seamless and hassle-free internet and mobile banking services.
- Now click on Apply Online where you need to input details and fill up the Savings Account form.
- Once the form is filled up, the relevant documents need to be uploaded online.
- Identity Proof (driver’s license, passport etc.)
- Address Proof (driver’s license, passport etc.)
- PAN card
- Once the application is submitted, while verification is in process. An executive may get in touch with you to verify the details. Once we process the savings bank application, we will send a welcome kit to your mailing address.
- Managing a Savings bank Account Online has become easier now with the convenience of the internet. The procedure for opening is very hassle-free. YES BANK has a seamless account opening procedure that can be done completely on their website. So, open your Savings bank Account online today!
Yes Bank Saving Account Interest rate :
Daily Balance in the Savings Account (INR | Applicable Interest Rates (p.a.) w.e.f. 02nd November’22 |
<=1 Lac | 4.00% |
>1 Lac to < 5 lacs | 4.25% |
>=5 Lac to < 10 lacs | 5.00% |
>=10 lacs to < 1 Cr | 6.00% |
>=1 Cr to < 10 Cr | 6.25% |
>=10 Cr to < 25 Cr | 6.00% |
YES Bank Zero Balance Account Opening Online
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