KCC Loan Scheme 2023 | All farmers will get 20 lakh loan

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KCC Loan Scheme 2023

Friends, very good news is coming from the front for Indian farmers. Under which agriculture loan is being allotted under KCC loan scheme 2023. Whichever farmer brother wants to take loan under KCC loan. All of them can complete their KCC loan process by following the steps mentioned by us. In today’s article, we will give you KCC Loan Scheme 2023 Will give you complete information related to. You must read our article till the end and get the information about KCC Loan Scheme 2023.

Name Of The Post KCC Loan Scheme 2023
Type Of The Post loans
department Ministry of Agriculture & Farmers Warfare
Name Of The Scheme KCC (Kisan Credit Card Scheme)
Application Mode Online / Offline
Loan Amount Rs. 1,60,000/-
Official Website Click Here

Complete information of KCC Loan Yojana 2023

Friends, KCC loan is a type of agricultural loan. KCC full name is “Kisan Credit Card”. Which can be taken by farmer brothers. You can avail this loan for a tenure ranging from 1 year to 5 years. After that again you have to renew this process. Farmers who have cultivable land. Those farmers can take loan through bank by showing their land documents.

KCC loan is a loan scheme run by the government. The bank has to pay an annual interest rate of up to 4% on this loan. If you repay your loan in between the given time intervals. So you have to pay 4 percent interest rate annually along with the principal amount.

Benefits available under KCC Loan Yojana 2023

The benefits available under the KCC Loan Scheme 2023 are as follows. About which we have explained in detail below.

  • Under the Kisan Credit Card Loan Scheme, you will get an amount of up to Rs.1,60,000.
  • On this amount, you will be charged an annual interest rate of up to 7% by the bank. After this, up to 3% discount will be given to you by the government in the form of subsidy. In this way you will have to pay an annual interest rate of up to 4%.
  • The validity of Kisan Credit Card is up to 5 years.
  • You can also increase the amount available on Kisan Credit Card as per the time limit. For which you will have to visit the official website of “PM Kisan Samman Nidhi Yojana” and information related to it will be available to you.

Documents required under KCC Loan Yojana 2023

It is mandatory for the applicants to submit the following documents under the KCC loan scheme. About which we have explained in detail below.

  • Documents related to land such as Khatauni number, Khasra number and certificate of your share have to be given.
  • The farmer himself has to give any identity proof certificate.
  • White certificate has to be given. So that it can be proved that you have not taken any kind of loan on this land before.
  • Aadhar card copy has to be given.
  • If you want to take a loan of more than Rs 1,60,000, then you have to submit the records of your land documents for the last 12 years after getting them written from your nearest tehsil.

Application process for KCC Loan Yojana 2023

Whichever farmer wants to apply under KCC loan scheme. All of them have to submit their applications by following the following procedure. About which we have explained in detail below.

  • First of all, you have to visit your nearest cooperative bank branch.
  • Now you have to talk to the official related to KCC loan here and take the form of KCC loan scheme 2023 from them.
  • After taking the form, you have to read this form thoroughly and fill all the information sought in it correctly.
  • Now you have to photostat the copy of all the documents related to it and attach it with this form.
  • In the end, you have to read your form thoroughly once again. So that the information filled by you is correct.
  • Now you have to submit your form to the KCC loan officer of the same bank.
  • The officer will check the KCC form and documents submitted by you.
  • In this way, after the completion of the investigation and after being found correctly, you will be provided with the card under the KCC loan scheme.
  • like this you KCC Loan Scheme 2023 You can submit your application for.

important link

KCC Form  Click Here
More Updates Click Here

conclusion

Through this important article of ours today, we have provided detailed information about KCC Loan Yojana 2023 to all of you and we hope that this information given by us will definitely prove to be very useful and helpful for you. Must have happened If you like the information, then do not forget to share it with your friends on social media. Apart from this, for any kind of additional information or to know the answers to the questions, you can use the comment box given below for free.